Google Pay Loan Apply Online, Rs.15000+ Eligibility and Documents

Google Pay is a payment app that recently launched its digital credit services in India to cater to the small loan needs of the common man. They have started Sachet Loan, under which small scale businessmen will be able to take loans up to Rs15,000. Sometimes there come times in life when we need money. In such a situation, personal loan is a good option. If you also need money suddenly, you can easily solve this problem by using Google Pay. You can get a loan in 10 minutes using Google Pay app if your CIBIL score is good. In this article, the process and other information to Google Pay Loan Apply Online is given below.

Google Pay Loan

Sachet loans are the best option when you need quick money for unexpected expenses (like urgent medical bills or others). These loans help people to control the expenses till the next paycheck when they face some shortage in the middle of the month. This feature of Google Pay will be of great benefit to users who regularly do business and take loans. For this service, Google Pay has currently connected with four banks: Federal, Kotak Mahindra, HDFC Bank and ICICI.

Loan Google Pay Sachet Loan
Mode Online
Loan Amount 10000 to 100000
Year 2023
Official Website  Click Here 

Apart from this, customers are being given small loans up to Rs15 thousand through Google Pay, the minimum amount to be repaid can be Rs111. Under this, a loan of Rs1 lakh can be availed, which can be repaid in 7 days to 12 months. To avail this loan, the customer must be a Google Pay customer and must have a good credit history without a new account. Therefore it is not necessary that loan will be given to every person. The loan through Google Pay will be made available from DMI Finance Limited and pre-qualified eligible users will be able to avail it.

Google Pay Loan Apply Online

Google Pay and DMI Finance Limited have partnered, under which both the companies now provide personal loans. You can take a personal loan from Google Pay only if your civil score and credit record is good. Personal loan will be given only on your credit score. We cannot get institutional loans when we need money at the time of need and taking personal loans comes with very high interest rates. In such a situation, Google Pay is now giving you the facility to give personal loan ranging from Rs15,000 to Rs1 lakh. The process to apply online for taking loan from Google Pay is given below.

Currently, the company has launched sachet loan service in tier 2 cities. People whose monthly income is Rs30 thousand can easily get a sachet loan.

Documents Required for Loan from Google Pay

The minimum documentation requirements to Google Pay Loan Apply Online are as follows:

  • pan number
  • In KYC verification, your mobile number must be linked to your Aadhar card.

Eligibility for Sachet Loan from Google Pay

To get Sachet Loan from Google Pay, you have to fulfill certain conditions, such as

  • Applicant must be above 21 to 57 years of working age.
  • The income should be deposited directly into the applicant’s bank account.
  • Must have at least 600 credit score on CIBIL or Experian.


  • Google Pay creates a convenience between your lender and you. Google Pay does not originate loans or review your loan application.
  • Loan offers and the “Loans” section in the Google Pay app are available only to eligible users.
  • You can request a personal loan from participating lenders on the Google Pay app.
  • Loan payments are automatically deducted from your chosen bank account every month.
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